Payment

How to deal with a card fraud

Make sure you type the address of the bank rather than use a hyper-link and make sure there is an ‘s’ at the end of the ‘http’ as in ‘https’ which denotes that it is […]

Epidemic of gift card fraud

This is the period of online shopping and business is booming. Gift cards are not only an easy and convenient way to get a little something special for family and friends but they allow clients […]

Beware of Cyber Threat Monday and Black Friday

Cyber-fraud is accelerating at this time of year. As consumers flock to take advantage of the best deals in stores and online, security teams are reduced and everything focuses on increasing sales volume. In all […]

The FinTech World Is Looking East

According to KPMG studies, FinTech investments in North American and European are decreasing in Q1 of 2016, and have been growing by 20% in Asia, amounting to a total of US-$ 2.7 billion. At the […]

Sweden could issue a national digital currency

Sweden is considering whether to launch its “ekrona”, an electronic or digital version of the Swedish krona. The Riksbank was the first central bank in the world to issue paper notes in the 1660s, thanks […]

The Toulouse-based company launches its Mastercard bankcard

Fintech “Morning” is an innovative company located in the South of Toulouse, in Saint-Elix-Le-Château. Specializing in co-banking, it launches its own Mastercard payment card, a standard debit card with immediate authorization. Responding to the digital […]

Fraud Protection for Prepaid Cards

The Federal Reserve has issued guidance applying the Customer Identification Program (CIP) to prepaid cards in March of this year. Customers are able to reload prepaid cards, use direct deposit and in some cases, receive […]

The global banking network SWIFT still victim of hackers

According to Symantec, software expert in security, it appears that a new group of hackers, called Odinaff, has tackled the SWIFT (Society for Worldwide Interbank Financial Telecommunication), pivot the global financial system. The hacking process […]

Facial recognition challenge

Facial recognition allows biometric verification in all situations. It is the subject of much research for safety-related applications (criminal identification, verification of traveler identity, security control in companies). For commercial applications, facial recognition should enable […]

Cooperation between banks and FinTech

Efforts in banking by computer companies called “FinTech” were originally intended to meet the needs of the people left to too prudent policies gap practiced by financial institutions. Accordingly, dynamic companies have created innovative banking […]

Bitcoins stolen

Hackers have stolen 120,000 bitcoins (65 million US dollars) to Bitfiness, the third principal place of Bitcoins exchange. Immediately, the bitcoin rate fell more than 20% in a week, which resulted in a sharp decline […]

Czech Republic and Poland Are Leaders in Contactless Payments

Countries have been adopting contactless slowly but two countries in the European Union stand out – the Czech Republic and Poland. These countries have adopted the system so quickly since its introduction that currently, there […]

Fraud on payment cards in France

French Security of payment cards Observatory (OSCP) reports a slight decline in fraud rates on transactions with a French bank card in France. This rate was in 2015 to 0.040%, against 0.043% in 2014, which […]

The “Compte Nickel” (Nickel Account)

Created in late 2013 by the young company “Financial electronic payments”, the “Nickel Account” is used by 300,000 customers today. This is an account “without bank” that can be opened on presentation of an ID […]

PCI facing online fraud

ECPA (European Association for the payment card *) has partnered with the international organization that sets card safety standards. The European Association of payment networks will contribute its expertise on smart card domaine. ECPA is […]

Electronic Financial Transfers in the Developing World

With the fast pace of technology development and improving digital experience, electronic transfers globally are being adopted at a rapid pace. The Consultative Group to Assist the Poor (CGAP), an independent policy and research center […]

Mobile phones give a Fast track to financial activities in Sub-Saharan Africa

In sub-Saharan Africa, many customers face significant barriers to accessing financial services on mobile phones. According to the report “Financial services for everyone,” written by Ericsson ConsumerLab, in sub-Saharan Africa, more than half of consumers […]

Selfie-based Security for Online Payments

Mastercard is working on a new app that provides extra security when buying things online. But instead of just demanding a password, the app will offer to verify your identify with a selfie. The app […]

Tunisia, a pioneer country in digital banking

Tunisia will soon be the first country to authorize the use of its virtual currency via an application running through Blockchain and Bitcoin. The service will deployed with the help of a partnership between the […]

Russia Launches Payment Card Against Existing Players MasterCard and Visa

Russia issued its first electronic payment cards on December 15, 2015, aiming to compete with international payment systems such as Visa and MasterCard. The Russian national payment card system—branded Mir, which means “peace” or “world” […]

China UnionPay Launches Mobile Payment Solution

China UnionPay (CUP), the world’s largest bank cards issuer, enters the mobile payment space by launching QuickPass in Beijing in cooperation with over 20 commercial banks. QuickPass is powered by contactless payment technologies centered on […]

Loyalty in Teleshopping

According Shoppers, a good loyal customer is someone who buys many items on the occasion of his first online connection. Online sales analysis on the one million transactions for two years shows that 16% of […]

The future of mobile wallets

Apple Pay technology represents two thirds of the purchases made in contactless payment for the three major US networks cards. However, the total is far from being compared to the $ 46 billion mobile payment […]

Seeking a reliable and fast payment solutions

Oxigen, payment solutions provider based in India, is expanding. The company must quickly hire young talent because it has to participate in the creation of payment networks in semi-urban and rural areas and to invest […]

Card Data Security Compliance

According to a new report by Verizon Communications Inc, our out of five global retailers and other merchants failed interim tests to determine whether they are in compliance with payment card data security standards. This […]

Cyber-attacks on Bank Networks

By forcing access to internal payments banking networks, a group of Russian cyber criminals stole about $-18 million. The ‘Anunak’ hacker group  has targeted banks and payment systems from Russia and from the Eastern Europe […]

Apple Pay, the successful payment ecosystem

Apple Pay payment system was built with the help of banks, retailers, and many partners. Pay Apple has a good head start on its competitors. Apple Pay works with most major credit and debit cards […]

MasterCard shows its innovations in virtual payments

MasterCard has recently opened a technology center in New York that hosts teams of the electronic portfolio of digital activation system and accelerator Path Start program technologies. The center was set up to share innovations […]

E-Wallet with a single programmable card

Plastc, a company specialized in payment card technology offers a digital wallet capable of replacing all credit, debit, access and gift cards with a single card. The company thus provides an optimized solution for wireless […]

A Mobile NFC electronic wallet for Apple?

Gradually, as we approach from the commercial launch of iPhone6 (announced on September 9 in the United States), it seems that Apple is decided to attract new customers by software and services, rather to a […]

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